How Freelancers Use Moneta to Get Paid

Real-world examples of freelancers saving thousands on international payments

Freelancers working with international clients often lose 5-10% of their income to payment fees. Moneta eliminates these fees entirely, putting more money in your pocket.

Meet Sarah: A Freelance Designer

Sarah is a UX designer in Singapore working with clients in the US, UK, and Australia. She earns $8,000/month on average. Here's how her payment experience changed with Moneta.

Sarah's Payment Flow

Before: PayPal
US Client$2,000
PayPal
-$70 (3.49%)-$0.49
Cross-border-$30 (1.5%)
FX Markup-$50 (2.5%)
Sarah$1,849.51

Lost: $150.49 (7.5%) + 2-3 days wait

After: Moneta
US Client$2,000 USDT
Sera
0% fee
Sarah's Wallet$1,999.99

Saved: $150.48 + Instant settlement

Sarah's Monthly Savings

ClientInvoicePayPal FeesMoneta FeesSaved
US Startup$3,000$225$0$225
UK Agency$2,500$188$0$188
AU Company$2,500$188$0$188
Total$8,000$601$0$601/mo

$7,212

Annual savings for Sarah

Step-by-Step: How Sarah Uses Moneta

1
Create Invoice

Sarah creates an invoice in Moneta's dashboard, specifying the amount, description, and due date. She can add her business details and logo.

2
Send Payment Link

She sends the payment link to her client via email. The link shows the invoice details and accepted payment methods.

3
Client Pays in USDT

The client connects their wallet (Coinbase, MetaMask, etc.) and pays in USDT. Many US companies now hold stablecoins for exactly this purpose.

4
Instant Receipt

Sarah receives the full amount in her wallet within seconds. No waiting, no fees, no surprises.

Why Freelancers Love Moneta

Keep 100% of Your Income

Zero processing fees means more money in your pocket

Instant Settlement

No more waiting 3-5 days for funds to clear

No FX Surprises

Receive stablecoins pegged to your preferred currency

24/7 Payments

Accept payments anytime, no banking hours

Ready to Keep More of Your Earnings?

Join thousands of freelancers who've switched to zero-fee payments.