Back to Help Center

Enterprise & B2B Payments with Moneta

How enterprises are using stablecoins for treasury management and B2B payments.

Treasury Management

Hold working capital in stablecoins for instant deployment globally

Cross-Border Payments

Pay international vendors and contractors instantly without FX fees

Invoice Settlement

Settle large B2B invoices without wire transfer delays or fees

Compliance Ready

Full audit trail with on-chain transparency for compliance teams

Enterprise Payment Challenges

Large organizations face unique payment friction that costs millions annually:

Wire transfer costs:$40-75 per international payment
Settlement delays:3-5 business days for cross-border
FX exposure:Currency fluctuations during settlement
Banking hours:Payments limited to business days
Correspondent banking:Multiple intermediaries add costs

Cost Analysis: $1M Monthly B2B Payments

Monthly Cost Comparison

Cost CategoryTraditionalMoneta
Wire fees (50 payments)$2,500$0
FX conversion (2%)$20,000$0
Network fees$0~$50
Float cost (5-day delay)~$700$0
Monthly Total$23,200$50

Annual savings: $277,800

Implementation for Enterprises

1

Treasury Setup

Establish a multi-signature wallet for corporate treasury:

  • 3-of-5 multisig for large transactions
  • Hardware wallet integration for key holders
  • Spending limits and approval workflows
  • Integration with existing ERP systems
2

Vendor Onboarding

Help vendors receive stablecoin payments:

  • Provide wallet setup documentation
  • Offer onboarding support calls
  • Consider paying setup bonuses
  • Share cost savings projections
3

Compliance Integration

Ensure regulatory compliance:

  • On-chain transaction records for audits
  • Integration with compliance monitoring tools
  • KYC/AML procedures for new vendors
  • Tax reporting automation

Security Considerations

Enterprise Security Checklist

Multi-signature wallet with distributed key holders
Hardware wallets for all signers
Transaction limits requiring additional approvals
Regular security audits
Incident response procedures
Insurance coverage for digital assets

Case Study: Global Manufacturing Company

A manufacturing company with suppliers in 12 countries implemented Moneta for vendor payments. Here are their results:

Previous Method
International wire transfers
Monthly Volume
$2.5M across 200 vendors
Previous Costs
~$60,000/month
Current Costs
~$200/month
Instantsettlement (was 5 days)
85%vendor adoption in 6 months

Getting Started

For enterprise implementations, we recommend:

1

Schedule a consultation

Meet with our enterprise team to discuss your specific needs

2

Payment flow analysis

We'll analyze your current payment flows and identify optimization opportunities

3

Pilot program

Start with a subset of vendors to validate the process

4

Scale based on results

Expand to more vendors and payment types as you see success

Enterprise Support

Moneta offers dedicated support for enterprise customers including custom integrations, SLA guarantees, and priority technical assistance.

Contact our enterprise team