How SaaS Businesses Use Moneta
Reduce payment processing costs and expand globally with stablecoin subscriptions.
SaaS Payment Pain Points Solved
The SaaS Payment Problem
SaaS businesses face unique payment challenges that traditional processors don't solve well:
High Transaction Volume
Monthly recurring payments multiply fees. A $50/mo subscription loses $1.75 per payment to Stripe.
Global Customers
International card fees add 1-2% on top of base fees. Currency conversion adds another 1-3%.
Failed Payments
Expired cards cause involuntary churn. Up to 9% of recurring payments fail due to card issues.
Chargebacks
Digital services are vulnerable to friendly fraud. Each chargeback costs $15-100 plus the transaction amount.
Cost Savings Calculator
See how much you could save by accepting stablecoin payments:
Annual Savings by MRR
| MRR | Stripe Fees/Year | Moneta Fees/Year | Your Savings |
|---|---|---|---|
| $10,000 | ~$4,500 | ~$120 | $4,380 |
| $50,000 | ~$21,000 | ~$600 | $20,400 |
| $100,000 | ~$40,000 | ~$1,200 | $38,800 |
| $500,000 | ~$190,000 | ~$6,000 | $184,000 |
Implementation Strategies
Option 1: Crypto-Only Pricing Tier
Offer a discounted tier for customers who pay with stablecoins:
You save on fees, customers save on price. Win-win.
Option 2: Annual Plans via Stablecoin
Encourage annual commitments with stablecoin payments:
- No recurring payment failures
- Better cash flow predictability
- Lower effective processing costs
Option 3: Enterprise/B2B Payments
For larger contracts, stablecoins eliminate:
- Wire transfer fees ($25-50 per payment)
- International payment delays (3-5 days)
- Currency conversion costs
Technical Integration
Moneta + Your Stack
Webhook Integration
Receive real-time payment notifications to activate subscriptions instantly
Customer Portal
Let customers manage their stablecoin payment preferences
Analytics Dashboard
Track stablecoin revenue alongside traditional payments
Case Study: Developer Tools SaaS
A developer tools company with 2,000 paying customers implemented Moneta as an alternative payment option. Here are their results after 6 months:
Getting Started
Add Moneta as a payment option
Integrate our SDK into your checkout flow alongside existing payment methods
Set up webhooks
Configure webhooks to handle payment confirmations and activate subscriptions
Consider offering a discount
Incentivize customers to pay with stablecoins by passing on your fee savings
Communicate to your customers
Announce the new payment option via email and in-app notifications