International Trade & Import/Export Payments
How importers and exporters are using stablecoins to eliminate trade finance friction and accelerate global commerce.
Global Reach
Pay suppliers in 190+ countries instantly without correspondent banking delays
Instant Settlement
Settle trade payments in minutes instead of 3-5 business days
Zero FX Fees
Eliminate 2-4% foreign exchange markups on international payments
Faster Shipping
Suppliers ship immediately upon payment confirmation
The International Trade Payment Problem
Traditional trade finance is broken. Importers and exporters face significant friction that slows commerce and increases costs:
Cost Analysis: $100,000 Import Payment
Payment Cost Comparison
| Cost Category | Traditional Wire | Moneta |
|---|---|---|
| Wire transfer fee | $45 | $0 |
| Correspondent bank fees | $75 | $0 |
| FX markup (2.5%) | $2,500 | $0 |
| Network fees | $0 | ~$2 |
| Settlement time | 3-5 days | Minutes |
| Total Cost | $2,620 | $2 |
Savings per transaction: $2,618 (99.9%)
How Stablecoin Trade Payments Work
Supplier Sends Invoice
Your supplier sends an invoice with their stablecoin wallet address. They can accept USDT, USDC, or any of 400+ supported stablecoins.
Instant Payment
You send stablecoins from your Moneta treasury. The payment arrives in the supplier's wallet within minutes, not days.
On-Chain Proof
Every transaction is recorded on the blockchain, providing immutable proof of payment for customs, audits, and dispute resolution.
Trade Payment Use Cases
Manufacturing Imports
Pay overseas factories for raw materials, components, or finished goods without waiting for wire transfers to clear.
- Faster production starts
- Better supplier relationships
- Reduced inventory holding costs
Commodity Trading
Settle commodity purchases instantly, reducing counterparty risk and enabling faster trade cycles.
- Instant settlement
- Reduced counterparty risk
- 24/7 trading capability
Export Receivables
Receive payment from international buyers instantly, improving cash flow and reducing DSO.
- Immediate payment confirmation
- No more waiting for wires
- Better working capital
Trade Finance
Replace expensive letters of credit with smart contract escrow for secure trade transactions.
- Programmable escrow
- Automated release conditions
- Lower fees than LC
Case Study: Electronics Importer
A US-based electronics distributor importing from suppliers in China, Taiwan, and Vietnam switched to stablecoin payments:
Getting Started
Set up your treasury
Create a Moneta account and fund your treasury with stablecoins
Onboard your suppliers
Help suppliers set up wallets to receive stablecoin payments
Start with a pilot
Test with one supplier before rolling out to your entire supply chain
Scale globally
Expand to all suppliers and enjoy the cost savings
Ready to Transform Your Trade Payments?
Join hundreds of importers and exporters who have eliminated wire transfer fees and accelerated their supply chains with Moneta.
Contact our trade finance team