Marketplace Payments with Moneta
How marketplaces are using stablecoins for escrow, instant seller payouts, and global buyer/seller transactions.
Smart Escrow
Programmable escrow releases funds automatically when conditions are met
Instant Seller Payouts
Pay sellers immediately after delivery confirmation, not in 2 weeks
Global Transactions
Connect buyers and sellers worldwide without currency conversion fees
Transparent Fees
Set your marketplace fee and keep 100% of it - no payment processor cut
Marketplace Payment Challenges
Traditional marketplace payments create friction for both buyers and sellers:
How Marketplace Escrow Works
Buyer Pays
Buyer sends stablecoins to the escrow smart contract. Funds are locked and visible to both parties.
Seller Delivers
Seller ships product or delivers service, knowing payment is secured in escrow.
Buyer Confirms
Buyer confirms receipt, or auto-release triggers after delivery confirmation.
Instant Payout
Seller receives funds instantly. Your marketplace fee is automatically deducted.
Marketplace Fee Economics
$100 Transaction with 10% Marketplace Fee
| Payment Method | Processing Fee | You Keep | Seller Gets |
|---|---|---|---|
| Stripe Connect | $3.20 | $6.80 | $90.00 |
| PayPal Commerce | $3.49 | $6.51 | $90.00 |
| Moneta | $0 | $10.00 | $90.00 |
Keep 47% more of your marketplace fee with Moneta
Marketplace Types
Freelance Marketplaces
Connect clients with freelancers globally. Escrow protects both parties.
- Milestone-based releases
- Instant freelancer payouts
- No PayPal country restrictions
E-commerce Marketplaces
Multi-vendor platforms with automated seller payouts after delivery.
- Delivery-triggered release
- No chargeback fraud
- Global seller network
NFT & Digital Goods
Digital asset marketplaces with instant settlement and royalty distribution.
- Instant settlement
- Automatic royalties
- On-chain provenance
Service Marketplaces
Booking platforms for services with completion-based payment release.
- Service completion escrow
- Dispute resolution
- Provider protection
Why Sellers Love Stablecoin Payouts
Instant Access to Funds
No more waiting 7-14 days for payouts. Sellers receive funds the moment the transaction completes.
No Banking Required
Sellers in countries without PayPal or reliable banking can participate in your marketplace.
Keep More Earnings
No payment processor taking a cut of seller earnings on top of marketplace fees.
No Chargeback Risk
Stablecoin payments are final. No fraudulent chargebacks months after delivery.
Case Study: Freelance Design Marketplace
A design marketplace connecting clients with freelance designers worldwide added Moneta payments:
Ready to Scale Your Marketplace?
Add stablecoin payments to attract global sellers and keep more of your marketplace fees.
Talk to our marketplace team