Subscription & Recurring Payments with Moneta
How subscription businesses are using stablecoins to eliminate failed payments, reduce churn, and serve global customers.
No Failed Payments
Stablecoins don't expire like credit cards - eliminate involuntary churn
Global Subscribers
Accept payments from customers in countries without credit card access
Zero Processing Fees
Keep 100% of subscription revenue instead of losing 2.9% + $0.30
Instant Settlement
Receive funds immediately, not in 2-7 days like traditional processors
The Subscription Payment Problem
Subscription businesses face unique challenges with traditional payment methods:
Annual Fee Savings: 1,000 Subscribers at $50/month
Processing Cost Comparison
| Metric | Stripe/PayPal | Moneta |
|---|---|---|
| Monthly revenue | $50,000 | $50,000 |
| Per-transaction fee | $1.75 (2.9% + $0.30) | $0 |
| Monthly fees | $1,750 | $0 |
| Annual fees | $21,000 | $0 |
| You Keep | $579,000 | $600,000 |
Annual savings: $21,000 (3.5% of revenue)
How Stablecoin Subscriptions Work
Customer Approves Allowance
Subscriber approves a spending allowance from their wallet. This is a one-time action that enables recurring charges.
Automatic Monthly Charges
Your system automatically charges the approved amount each billing cycle. No card numbers to store, no expiration dates to track.
Instant Settlement
Funds arrive in your treasury immediately. No waiting for batch settlements or holding periods.
Subscription Use Cases
SaaS Products
Software subscriptions with global customer bases benefit from zero fees and no card failures.
- Reduce involuntary churn
- Serve unbanked markets
- Instant revenue recognition
Membership Sites
Communities, courses, and exclusive content platforms with recurring access fees.
- Global member access
- No payment failures
- Privacy-preserving payments
Creator Platforms
Patreon-style platforms where fans support creators with monthly subscriptions.
- Creators keep more
- Global supporter base
- Instant payouts to creators
API Services
Developer tools and API products with usage-based or flat-rate subscriptions.
- Metered billing support
- Developer-friendly
- Programmable payments
Eliminate Involuntary Churn
Credit card failures are a major source of subscription churn. Stablecoins eliminate this problem entirely:
Why Stablecoins Don't Fail
- • No expiration dates on wallet addresses
- • No card network declines
- • No fraud false positives
- • Funds are pre-approved, not charged on demand
Case Study: Developer Tools SaaS
A developer tools company added Moneta as a payment option alongside Stripe:
Getting Started
Add Moneta checkout
Integrate our SDK alongside your existing payment processor
Configure billing cycles
Set up your subscription plans and billing frequencies
Offer as payment option
Let customers choose stablecoin payments at checkout
Watch churn decrease
Enjoy zero payment failures and lower processing costs
Ready to Reduce Churn?
Add Moneta to your subscription business and start keeping more of every payment.
Talk to our subscription team